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Top 5 Credit Card Best Practices

While you may be well-versed in most credit card best practices, there may be one or two items on the list with room for improvement.The post Top 5 Credit Card Best Practices appeared first on...

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3 Very Good Reasons For Secured Credit Cards

If you don't have the credit you need to qualify for an unsecured credit card, you can reap some of the same benefits from the next best thing -- secured credit cards.The post 3 Very Good Reasons For...

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6 Savvy Ways To Rebuild Your Credit After Bankruptcy

After filing for bankruptcy, you want to make the most of your clean slate and build your credit bigger and better than ever! Here's how.The post 6 Savvy Ways To Rebuild Your Credit After Bankruptcy...

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Despite Pay Gap, Women Better Than Men At Credit Management [SURVEY]

When it comes to credit management, women come out on top, an especially impressive showing considering the gap we're still facing in income equality.The post Despite Pay Gap, Women Better Than Men At...

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What Have You Done For Your Credit Lately?

It takes time to build a positive credit history, and it takes time to dispute negative listings that are hurting your credit score.The post What Have You Done For Your Credit Lately? appeared first on...

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Which States Use the Most Credit?

The recommended credit utilization ratio is 10 to 30 percent. This is ideal, as consumers with the lowest utilization ratios have the highest credit scores.The post Which States Use the Most Credit?...

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DIY Credit Repair: Step 6, Add Positive Credit History

The final step in the credit repair process involves taking on new lines of credit so you have an opportunity to prove your credit worthiness.The post DIY Credit Repair: Step 6, Add Positive Credit...

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Got a Subprime Credit Card? Prove Creditors Wrong: Don’t Default

At the same time creditors are increasingly approving new credit cards for subprime borrowers, they are also expecting higher rates of default to follow.The post Got a Subprime Credit Card? Prove...

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The “Don’t Buy It If…” Holiday Shopping Rules

Whether you plan on getting all your holiday shopping in before the end of Black Friday, or you’re notorious for waiting until the last minute on Christmas Eve, the same “don’t buy it if…” rules...

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Repair Your Credit Checklist: 9 Steps to Improve Your Credit Score

Ready to repair your credit, but overwhelmed by the process of getting there? Take it slow and steady, one step at a time. Here’s how.The post Repair Your Credit Checklist: 9 Steps to Improve Your...

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What is a Good Credit Score (and How Do You Get One)?

Since there is no way to guarantee any particular score anyway, your best bet is to follow good credit practices and let your score fall where it may.The post What is a Good Credit Score (and How Do...

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Are Good Credit Scores Good Enough?

If you have a credit score ranging from 700 to 749, you have Good credit. But is it good enough? The post Are Good Credit Scores Good Enough? appeared first on Creditinfocenter Blog.

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The Pros and Cons of Credit Card Authorization

Whether it sounds like a great idea, or it scares the heck out of you, don't decide about credit card authorization before considering pros and cons first.The post The Pros and Cons of Credit Card...

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How Many Ways Are You Getting Your Credit Score Right?

If you want your credit score to be as high as possible, you need more than a vague idea of how to get there. You need specifics, so here they are. How many are you getting right?The post How Many Ways...

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Credit Utilization Ratio: 7 Things Good to Know

It’s not a term you really want to learn more about, credit utilization ratio. But it’s such an important part of what determines your credit score that it’s worth taking a couple of minutes to make...

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How Well Do You Know Your Credit?

You know it’s important. And you probably know whether it’s good or bad. But really getting to know your credit means knowing a whole lot more. The post How Well Do You Know Your Credit? appeared first...

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If Using More Than Half Available Credit, How Much Will It Hurt Credit Score?

In an analysis of 10 million credit reports and scores, credit reporting bureau TransUnion found that most consumers are using more than 50 percent of their available credit. Since many experts...

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